
146 Leonard St Gloucester — Photo 1 of 40
$1,550,000
Investment Analysis — 146 Leonard St
Gloucester, MA 01930 — Annisquam
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01930 carries an estimated $3,390/mo in gross rent — about a 1.32% cap rate and $20,468/yr in estimated NOI at the $1,550,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
3
SqFt
1,873
Style
Single Family
Built
1762
The “Cottage at the Head of Lobster Cove” as it was named and made famous by The White Pine Series of Architectural Monographs in the early 1900’s was constructed in 1762 and meticulously restored by the current owners. Drenched in history and charming period details, the home offers 4 fireplaces, 4 bedrooms and 3 baths. The roof is just one year old and the gutters and downspouts are all copper. The sale includes an abutting one bedroom artists studio in a converted barn with vaulted ceilings and exposed posts and beams. Located on the lower level is a workshop and garden room. Exquisite gardens, sprawling lawn and patio areas. This property is an antique lovers dream!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,873 sq ft principal dwelling). Lot size: 20,669 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Refrigerator • Washer • Dryer
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstKitchen
Lvl FirstFamily Room
Lvl FirstPrimary Bedroom
Lvl FirstBedroom 2
Lvl SecondBedroom 3
Lvl SecondBedroom 4
Lvl SecondBathroom 1
Lvl FirstBathroom 2
Lvl SecondBathroom 3
Lvl SecondListing Agent: Michael Beaton
Listing Office: Churchill Properties
MLS® Number: 73576912