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46 North Street Lowell — Photo 1 of 22

46 North Street Lowell — Photo 1 of 22

$399,900

Investment Analysis — 46 North Street

Lowell, MA 01852

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 3-bedroom in 01852 carries an estimated $2,590/mo in gross rent — about a 5.01% cap rate and $20,024/yr in estimated NOI at the $399,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1

SqFt

1,235

Style

Single Family

Built

1900

This comfortable Back Central home offers the perfect opportunity for homeownership, having been well taken care of by its long-time owner. Your new home offers a first floor kitchen, a living room and a spacious 3/4 bath. The second floor provides three bedrooms and an enclosed porch. Two additional finished rooms on the top floor, both w/heat. . Basement level laundry, with machines the seller is leaving as a gift to the buyer. Fenced in back yard with a fruit tree, storage shed and providing plenty of room to barbecue and enjoy outdoor space. One parking space in front of the house with the residential sign procured from the city. Forced hot water gas heat, gas hot water and gas cooking. Per seller, blown-in insulation was previously professionally installed. All vinyl-replacement windows aside from two on lower level. Easy access to all area amenities and a short distance to highways. A great value in this market!!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 618 sq ft (the lesser of 900 sq ft or half the 1,235 sq ft principal dwelling). Lot size: 1,742 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$399,900
Annual Taxes$3,597

Parking

Garage0
Off-Street1

Interior Specifications

Total Rooms7
FireplacesNone
FlooringWood, Vinyl, Hardwood
BasementFull, Unfinished

Climate & Utilities

HeatingNatural Gas
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone, Irregular
ZoningTTF

Property & Lot

Acres0.04
SqFt Lot1,742
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Range • Refrigerator

Neighborhood

Public Transportation • Shopping • Golf • Medical Facility • Highway Access • House of Worship

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3
First
Living RoomKitchenBathroom 1
Living Room
Lvl First
Kitchen
Lvl First
Primary Bedroom
Lvl Second
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bathroom 1
Lvl First

Bathroom - 3/4

Listing Provided By

Listing Agent: Brian Donoghue

Listing Office: Universal Property Management

MLS® Number: 73577698