46 Cottage St New Bedford — Photo 1 of 16
$330,000
Investment Analysis — 46 Cottage St
New Bedford, MA 02740
Based on HUD Small Area Fair Market Rent for New Bedford, MA HUD Metro FMR Area, a 3-bedroom in 02740 carries an estimated $1,760/mo in gross rent — about a 4.20% cap rate and $13,850/yr in estimated NOI at the $330,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,308
Style
Single Family
Built
1882
Discover a captivating lifestyle at 46 Cottage St, New Bedford, MA. This 1308 sq ft single-family residence, originally built in 1882, presents a unique blend of historical charm and modern comfort, featuring a recently updated kitchen that forms the heart of the home. The kitchen is cute with thoughtfully designed with sleek stainless steel appliances, nice stone counters, perfect for both meal preparation and casual gatherings. The bathrooms offer a refreshing experience, with one featuring a contemporary walk-in shower designed for comfort and ease. This charming home, with its three bedrooms and two full bathrooms, provides ample space for comfortable living. We invite you to explore the possibilities and envision your future in this distinctive property.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 654 sq ft (the lesser of 900 sq ft or half the 1,308 sq ft principal dwelling). Lot size: 3,049 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Dishwasher
Geography
Listing Agent: Emily Therrien
Listing Office: Jack Gately Real Estate, LLC
MLS® Number: 73576542