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438 Reservoir St Holden — Photo 1 of 29

438 Reservoir St Holden — Photo 1 of 29

$550,000

Investment Analysis — 438 Reservoir St

Holden, MA 01520

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01520 carries an estimated $3,040/mo in gross rent — about a 3.78% cap rate and $20,790/yr in estimated NOI at the $550,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

1,762

Style

Single Family

Built

1930

Spectacular updates meet an unbeatably convenient location in this beautiful Cape Cod-style home! The seamless open layout immediately impresses, featuring a spacious, sun-drenched living room that flows effortlessly into a premium gourmet chef’s kitchen anchored by an oversized quartz center island, double wall ovens, and sleek black stainless steel appliances. True main-level living is yours with a highly desirable first-floor master suite with a private full bath. Step outside to find your own private sanctuary—a large, flat, and playful backyard perfect for summertime fun, complemented by a convenient one-bay detached garage. Nestled in a highly sought-after Holden neighborhood on a quiet side street, you will love the top-rated Wachusett school system, nearby town shops, and instant highway access that keeps you just minutes away from all the dining, entertainment, and university life in downtown Worcester. It is a truly wonderful place to call home—schedule your showing today and come see it before it's gone!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 881 sq ft (the lesser of 900 sq ft or half the 1,762 sq ft principal dwelling). Lot size: 22,216 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$550,000
Annual Taxes$6,935

Parking

Garage1
Off-Street5

Interior Specifications

Total Rooms8
FireplacesNone
Flooring--
BasementFull, Interior Entry, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingForced Air, Oil
CoolingNone
WaterPublic
SewerPrivate Sewer

Building & Exterior

Construction--
RoofAsphalt/Composition Shingles
FoundationStone
ZoningR1

Property & Lot

Acres0.51
SqFt Lot22,216
Lot Features--

Amenities & Appliances

Oven • Dishwasher • Range • Refrigerator • Freezer • Washer • Dryer • Range Hood • Other

Geography

Floorplan Breakdown

Structural Layout

Second
Family RoomBedroom 2Bedroom 3Bathroom 3
First
Living RoomDining RoomKitchenPrimary BedroomBathroom 1Bathroom 2
Living Room
Lvl First

Flooring - Wood, Exterior Access, Open Floorplan, Recessed Lighting

Dining Room
Lvl First

Flooring - Wood, Open Floorplan, Recessed Lighting

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead

Family Room
Lvl Second

Flooring - Vinyl, Recessed Lighting

Primary Bedroom
Lvl First

Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Vinyl, Lighting - Overhead

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Flooring - Vinyl, Lighting - Overhead, Closet - Double

Bathroom 1
Lvl First

Bathroom - Half

Bathroom 2
Lvl First

Bathroom - Full

Bathroom 3
Lvl Second

Bathroom - Full

Listing Provided By

Listing Agent: John Snyder

Listing Office: Redfin Corp.

MLS® Number: 73578389