
438 Reservoir St Holden — Photo 1 of 29
$550,000
Investment Analysis — 438 Reservoir St
Holden, MA 01520
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01520 carries an estimated $3,040/mo in gross rent — about a 3.78% cap rate and $20,790/yr in estimated NOI at the $550,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
1,762
Style
Single Family
Built
1930
Spectacular updates meet an unbeatably convenient location in this beautiful Cape Cod-style home! The seamless open layout immediately impresses, featuring a spacious, sun-drenched living room that flows effortlessly into a premium gourmet chef’s kitchen anchored by an oversized quartz center island, double wall ovens, and sleek black stainless steel appliances. True main-level living is yours with a highly desirable first-floor master suite with a private full bath. Step outside to find your own private sanctuary—a large, flat, and playful backyard perfect for summertime fun, complemented by a convenient one-bay detached garage. Nestled in a highly sought-after Holden neighborhood on a quiet side street, you will love the top-rated Wachusett school system, nearby town shops, and instant highway access that keeps you just minutes away from all the dining, entertainment, and university life in downtown Worcester. It is a truly wonderful place to call home—schedule your showing today and come see it before it's gone!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 881 sq ft (the lesser of 900 sq ft or half the 1,762 sq ft principal dwelling). Lot size: 22,216 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Oven • Dishwasher • Range • Refrigerator • Freezer • Washer • Dryer • Range Hood • Other
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Wood, Exterior Access, Open Floorplan, Recessed Lighting
Dining Room
Lvl FirstFlooring - Wood, Open Floorplan, Recessed Lighting
Kitchen
Lvl FirstFlooring - Stone/Ceramic Tile, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Overhead
Family Room
Lvl SecondFlooring - Vinyl, Recessed Lighting
Primary Bedroom
Lvl FirstBathroom - Full, Ceiling Fan(s), Closet, Flooring - Vinyl, Lighting - Overhead
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondFlooring - Vinyl, Lighting - Overhead, Closet - Double
Bathroom 1
Lvl FirstBathroom - Half
Bathroom 2
Lvl FirstBathroom - Full
Bathroom 3
Lvl SecondBathroom - Full
Listing Agent: John Snyder
Listing Office: Redfin Corp.
MLS® Number: 73578389