
4 Ralph St Medford — Photo 1 of 39
$699,900
Investment Analysis — 4 Ralph St
Medford, MA 02155
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02155 carries an estimated $3,250/mo in gross rent — about a 3.51% cap rate and $24,565/yr in estimated NOI at the $699,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
2
SqFt
1,386
Style
Single Family
Built
1953
More space than meets the eye at 4 Ralph St. This thoughtfully updated Medford home offers a flexible two-level layout, bright interiors, and an unusually versatile grade-level lower floor with its own private entrance. The main level features an open kitchen and living area with hardwood floors, abundant natural light, and an updated kitchen with two-tone cabinetry, stainless steel appliances, generous counter space, and a stylish backsplash. Two bedrooms and a full bathroom complete this level. Downstairs, the grade-level lower floor adds significant flexibility with an additional bedroom, full bathroom, living area, wet bar, and laundry. With direct exterior access and plenty of natural light, the space works beautifully for guests, a home office, recreation space, or extended living. Outside, enjoy a generous lot with front and side yard space, a patio, deck, and storage shed, along with two off-street parking spaces. The size of the lot may also offer future possibilities, including potential for an ADU, subject to zoning and municipal approvals.Set in Medford’s residential Fulton Heights neighborhood, with convenient access to local parks, shops, dining, and major routes, 4 Ralph St offers an appealing combination of updated interiors, flexible living space, outdoor space, and room to grow.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 693 sq ft (the lesser of 900 sq ft or half the 1,386 sq ft principal dwelling). Lot size: 6,630 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Listing Agent: Mccaul & Mounsif Real Estate Group
Listing Office: McCaul & Mounsif Real Estate Group LLC
MLS® Number: 73577676