140 Ruskin St Chicopee — Photo 1 of 40
Recent Drop: $45,000
$414,900
Investment Analysis — 140 Ruskin St
Chicopee, MA 01020
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 4-bedroom in 01020 carries an estimated $2,290/mo in gross rent — about a 4.13% cap rate and $17,150/yr in estimated NOI at the $414,900 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2
SqFt
1,823
Style
Single Family
Built
1954
Welcome to this spacious raised ranch offering 4 bedrooms, 2 full baths, and 1,823 sq. ft. of living space. The main level features a bright living room with fireplace, kitchen with stone/granite counters, along with three bedrooms and a full bath. The lower level offers additional living space, a fourth bedroom, full bath, laundry area, and access to the attached garage. Enjoy central air, gas heat, wood and tile flooring, and a paved driveway with ample parking. The exterior offers great curb appeal with brick and stone construction, enclosed porch, balcony, patio, gazebo, storage shed, fenced yard, and plenty of outdoor space for entertaining. A wonderful opportunity to own a well-maintained home with flexible living space inside and out!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,823 sq ft principal dwelling). Lot size: 7,000 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator
Neighborhood
Shopping • Park • Highway Access • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl SecondDining Room
Lvl SecondKitchen
Lvl SecondCountertops - Stone/Granite/Solid
Family Room
Lvl FirstPrimary Bedroom
Lvl SecondBedroom 2
Lvl SecondBedroom 3
Lvl SecondBedroom 4
Lvl FirstBathroom 1
Lvl SecondBathroom - Full
Bathroom 2
Lvl FirstBathroom - Full
Property History
$414,900
Was $424,900
Sep 16, 2026
MLS® 73534617
$424,900
Was $434,900
Sep 1, 2026
MLS® 73534617
$434,900
Was $439,900
Aug 5, 2026
MLS® 73534617
$439,900
Was $449,900
Jul 13, 2026
MLS® 73534617
$449,900
Was $459,900
Jun 23, 2026
MLS® 73534617
$459,900
Jun 11, 2026
MLS® 73534617
Listing Agent: Leo Shut
Listing Office: Berkshire Hathaway HomeServices Realty Professionals
MLS® Number: 73534617