12 Willow St Chicopee — Photo 1 of 42
$535,000
Investment Analysis — 12 Willow St
Chicopee, MA 01020
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 4-bedroom in 01020 carries an estimated $2,290/mo in gross rent — about a 3.59% cap rate and $19,187/yr in estimated NOI at the $535,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2.5
SqFt
1,800
Style
Single Family
Built
2026
NEWLY CONSTRUCTED. Beautiful 4 bedroom Raised Ranch is located in a friendly quiet neighborhood. It has a warm & inviting open floor plan with cathedral ceilings, Luxury Vinyl Plank floors throughout the entire space. The split entry has carpeted stairs. A fabulous kitchen with Stainless Steel Appliances, gorgeous Quartz countertops with a large island for food prep and place for some stools; perfect for entertaining. The Master bedroom has an on-suite bath and walk-in closet. The 2nd and 3rd bedrooms are on the main floor. The 2nd bedroom also has a walk-in closet. The 1st floor Laundry shares a half bath with the utilities room. The 4th bedroom is on the 1st floor; it is large with a large closet. Convenient access to the more than spacious back and side yard from the family room patio or from dining room from the large deck. Central forced air electric heat pump furnace (VERY EFFICIENT) and forced Air AC is featured to keep you warm in and cozy in the winter and cool in the summer time. Enjoy your warm summer days lounging on the deck or in beautiful spacious backyard. The 2 car garage is oversized with room for a work area or extra storage. High end finishes throughout.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,800 sq ft principal dwelling). Lot size: 14,814 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • ENERGY STAR Qualified Refrigerator • ENERGY STAR Qualified Dishwasher • Plumbed For Ice Maker
Neighborhood
Public Transportation • Shopping • House of Worship • Private School • Public School • Sidewalks
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,SecondCathedral Ceiling(s), Flooring - Vinyl, Open Floorplan, Recessed Lighting
Dining Room
Lvl Main,SecondCathedral Ceiling(s), Flooring - Vinyl, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
Kitchen
Lvl Main,SecondCathedral Ceiling(s), Flooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
Family Room
Lvl FirstFlooring - Vinyl, Deck - Exterior, Exterior Access, Slider, Lighting - Overhead
Primary Bedroom
Lvl Main,SecondBathroom - Full, Walk-In Closet(s), Flooring - Vinyl, Recessed Lighting
Bedroom 2
Lvl Main,SecondBedroom 3
Lvl Main,SecondWalk-In Closet(s), Flooring - Vinyl, Recessed Lighting
Bedroom 4
Lvl FirstCloset, Recessed Lighting
Bathroom 1
Lvl Main,SecondBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl, Countertops - Stone/Granite/Solid
Bathroom 2
Lvl Main,SecondBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Vinyl
Bathroom 3
Lvl FirstBathroom - Half, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Dryer Hookup - Electric, Washer Hookup
Listing Agent: Cynthia Labrie
Listing Office: Gallagher Real Estate
MLS® Number: 73578211