1020 Russell Rd Westfield — Photo 1 of 26
$479,900
Investment Analysis — 1020 Russell Rd
Westfield, MA 01085
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01085 carries an estimated $2,010/mo in gross rent — about a 2.89% cap rate and $13,879/yr in estimated NOI at the $479,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,984
Style
Single Family
Built
1900
Welcome to 1020 Russell Road! Beautifully renovated and move-in ready, this Westfield home offers a fresh, modern interior with a functional and flexible layout. The first floor features a bright living room, updated kitchen, full bathroom, pantry, dedicated laundry area, and an additional room perfect for a home office, playroom, or flex space. Upstairs, you'll find three bedrooms and a second beautifully updated full bathroom. Major improvements include a brand-new roof and new windows, with a new septic system to be installed prior to closing. Outside, enjoy 1.78 acres with plenty of room to relax, entertain, garden, or simply enjoy the surrounding natural setting, with the scenic Westfield River just across the street. Thoughtfully updated throughout, this home offers the perfect combination of modern finishes, flexible living space, and peaceful surroundings. Nothing left to do but move in and make it yours!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,984 sq ft principal dwelling). Lot size: 77,537 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Range • Dishwasher • Refrigerator
Neighborhood
Public Transportation • Shopping • Walk/Jog Trails • Conservation Area • Highway Access • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood, Recessed Lighting, Remodeled
Dining Room
Lvl FirstFlooring - Hardwood, Recessed Lighting, Remodeled
Kitchen
Lvl FirstFlooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances
Primary Bedroom
Lvl SecondFlooring - Vinyl, Recessed Lighting, Remodeled, Closet - Double
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Vinyl, Recessed Lighting, Remodeled
Bathroom 1
Lvl Main,FirstBathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting, Remodeled
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting, Remodeled
Property History
$479,900
Sep 15, 2026
MLS® 73577561
$210,000
Dec 5, 2025
MLS® 73452378
$199,900
Nov 6, 2025
MLS® 73452378
Listing Agent: Alyssa Coyle
Listing Office: William Raveis R.E. & Home Services
MLS® Number: 73577561