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102 Kirtland St Lynn — Photo 1 of 38

102 Kirtland St Lynn — Photo 1 of 38

$459,900

Investment Analysis — 102 Kirtland St

Lynn, MA 01905

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01905 carries an estimated $3,080/mo in gross rent — about a 4.99% cap rate and $22,967/yr in estimated NOI at the $459,900 list price. Adjust every assumption in the calculator below.

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Beds

3

Baths

1

SqFt

1,102

Style

Single Family

Built

1900

The perfect affordable home to get you into the real estate market! This 3 bed, 1 bath single family is as solid as they come. This home has been well loved and in the same family for generations. The large kitchen is spacious and perfect for holding holiday gatherings. Off the kitchen is a dining room or den, whichever you would prefer. The front of the house offers a good size living room for your comfort featuring a beautiful bow window and nice flow from the kitchen. Upstairs offers 3 bedrooms all with hardwood floors. The primary offers two closets, with one being a walk-in. Full basement is great for storage or a workshop. Enclosed back porch is a great place to drop your bags and shoes. New burner on the heating system and new oil tank. Huge driveway for off- street parking. Garage is great for storage. Small yard for gardening or playing. Move-in condition on great corner lot!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 551 sq ft (the lesser of 900 sq ft or half the 1,102 sq ft principal dwelling). Lot size: 3,990 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$459,900
Annual Taxes$5,123

Parking

Garage1
Off-Street7

Interior Specifications

Total Rooms6
FireplacesNone
FlooringTile, Carpet, Hardwood
BasementFull, Interior Entry, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingHot Water, Steam, Oil
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningR2

Property & Lot

Acres0.09
SqFt Lot3,990
Lot FeaturesCorner Lot, Level

Amenities & Appliances

Oven • Range • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Medical Facility • Laundromat • House of Worship

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3
First
Living RoomDining RoomBathroom 1
Main,First
Kitchen
Living Room
Lvl First

14 x 13

Flooring - Hardwood, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box

Dining Room
Lvl First

8.833333333 x 8.5

Ceiling Fan(s), Flooring - Hardwood

Kitchen
Lvl Main,First

16.75 x 12.333333333

Closet, Flooring - Stone/Ceramic Tile, Dining Area, Exterior Access

Primary Bedroom
Lvl Second

13.166666666 x 10.833333333

Ceiling Fan(s), Walk-In Closet(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl Second

13.166666666 x 11.416666666

Bedroom 3
Lvl Second

13 x 9.666666666

Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Deborah Miller

Listing Office: Littlefield Real Estate, LLC

MLS® Number: 73576987